Maruti Dzire CNG EMI Options— Maruti Suzuki Dezire has always had a strong dominance in the compact sedan segment of the Indian automobile market. Along with petrol, the demand for CNG variant of this vehicle is also very high in the market. If you are currently planning to buy the CNG model of Maruti Suzuki Dezire and you have a budget of Rs 1 lakh for the initial investment, then you should understand the exact calculation of its on-road price and monthly installment (EMI) to be paid every month after bank finance.

Maruti Dzire CNG EMI Options: How much will be the monthly installment after down payment of Rs 1 lakh in Delhi, know the mathematics

Complete cost calculations: From ex-showroom to on-road price

Maruti Suzuki mainly offers the VXI CNG model as the CNG variant of the Dezire. The company has fixed the ex-showroom price of this special variant of this compact sedan car at Rs 8.10 lakh. However, when you go to buy this car on-road in Delhi, you have to pay additional taxes and charges over and above this base price.

To put this vehicle on the road in Delhi, customers have to pay about Rs 57,000 as registration tax at the Regional Transport Office (RTO) and about Rs 43,000 for vehicle insurance. After adding all these mandatory charges, the total on-road price of Maruti Dezire CNG in Delhi comes to around Rs 9.10 lakh.

Details of bank loan and monthly installment after down payment

If you make a down payment of Rs 1,00,000 from your own pocket to buy this vehicle, this amount will be deducted from the total on-road price (Rs 9.10 lakh). After this you will have to take a car loan from the bank for the remaining amount of Rs 8,10,000. Your monthly installment is decided based on the tenure and interest rate of the loan received from the bank.

• Total on-road price: Approx Rs 9.10 lakh


• Down payment amount: Rs 1.00 lakh


• Total loan amount: Rs 8.10 lakh


• Estimated interest rate: 9.8% to 10.5% (variable as per bank policies)


• Loan Tenure (5 years / 60 months): If you take a loan for 5 years, your monthly installment (EMI) will be around Rs 17,210 per month at an average interest rate of around 10%.


• Loan Tenure (7 years / 84 months): If you increase the loan tenure to 7 years, then the EMI will come down to around Rs 13,500 per month.

Official Statement at Dealership Level

Its impact on common buyers and upcoming plans

Bringing home a CNG car with an initial down payment of Rs 1 lakh is becoming a viable option for middle-class families. Due to the increasing network of CNG pumps in Delhi and National Capital Region (NCR) and lower running cost compared to petrol, people are giving more priority to this segment. Maruti Suzuki is continuously working on increasing the production of this popular sedan so that the waiting period on its CNG variants can be reduced in select cities.